Bank holidays in the United States mark specific days when financial institutions and various organizations are closed, often allowing employees a day off to celebrate historical events, national milestones, and cultural observances. For 2025, the list of U.S. bank holidays covers federal and state holidays, providing employees across different sectors a chance to celebrate, relax, or observe significant days.
This article outlines the U.S. bank holidays for 2025, offering insights into the history and significance of each day. Knowing these dates can help individuals and businesses plan their schedules, from vacations to banking transactions, around these closures.
List of Bank Holiday Schedules 2025
Below is a breakdown of the key bank holidays in 2025 and what they represent:
Bank Holiday Schedules 2025
The following is the standard holiday schedule for the Federal Reserve System. Please click on a holiday date to view service change announcements where applicable. See the International Holiday Schedules for the FedGlobal® Gateway Operator Holiday Schedules.
Standard Federal Reserve Bank Holidays
A listing of the 2024 - 2028 standard holidays of the Federal Reserve System
| Date | Day | Holiday Name | Observance Type |
|---|---|---|---|
| January 1 | Wednesday | New Year's Day | Federal Holiday |
| January 20 | Monday | Martin Luther King Jr. Day | Federal Holiday |
| February 17 | Monday | Presidents’ Day (Washington’s Birthday) | Federal Holiday |
| May 26 | Monday | Memorial Day | Federal Holiday |
| July 4 | Friday | Independence Day | Federal Holiday |
| September 1 | Monday | Labor Day | Federal Holiday |
| October 13 | Monday | Columbus Day (Indigenous Peoples' Day) | Federal Holiday |
| November 11 | Tuesday | Veterans Day | Federal Holiday |
| November 27 | Thursday | Thanksgiving Day | Federal Holiday |
| December 25 | Thursday | Christmas Day | Federal Holiday |
*For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday.
Additional Notable Days (Observed by Some States)
Some states observe additional holidays that aren’t federally recognized but are important in specific regions. These include:
- Good Friday (April 18, 2025): Observed in states such as Connecticut, Hawaii, and North Dakota.
- Juneteenth National Independence Day (June 19, 2025): Increasingly observed across the U.S. to commemorate the emancipation of enslaved African Americans.
- Native American Day (September 26, 2025): Recognized in states like California and South Dakota to honor Native American heritage.
Key Bank Holidays and Their Significance
New Year’s Day (January 1)
Celebrated worldwide, New Year’s Day marks the beginning of the year on the Gregorian calendar. It’s a day of celebration, renewal, and setting resolutions, and is observed as a public holiday across the country.Martin Luther King Jr. Day (January 20)
Observed on the third Monday of January, this day honors the legacy of civil rights leader Dr. Martin Luther King Jr. It’s a time to reflect on the impact of the civil rights movement and is celebrated with educational events, community service, and commemorations.Presidents’ Day (February 17)
Also known as Washington’s Birthday, this day is celebrated on the third Monday of February. Originally honoring George Washington, it has since evolved to celebrate all U.S. presidents, particularly Washington and Abraham Lincoln.Memorial Day (May 26)
Memorial Day, observed on the last Monday of May, is a tribute to U.S. military personnel who have died in service. It’s often marked by parades, ceremonies, and visits to cemeteries and memorials.Independence Day (July 4)
Independence Day celebrates the adoption of the Declaration of Independence in 1776. Americans celebrate with fireworks, barbecues, and patriotic displays to honor the country’s founding.Labor Day (September 1)
Observed on the first Monday of September, Labor Day honors the American labor movement and the contributions of workers. For many, it also marks the unofficial end of summer.Columbus Day (October 13)
Celebrated on the second Monday of October, Columbus Day commemorates Christopher Columbus’s arrival in the Americas. Recently, many cities and states have also begun recognizing it as Indigenous Peoples' Day, honoring Native American culture and history.Veterans Day (November 11)
This day honors military veterans and is celebrated with parades, ceremonies, and activities showing appreciation for those who have served in the U.S. Armed Forces.Thanksgiving Day (November 27)
Thanksgiving is a time for families to gather and give thanks, traditionally celebrated with a feast. It originated as a harvest festival and has evolved into a major national holiday observed on the fourth Thursday of November.Christmas Day (December 25)
Christmas is widely celebrated with traditions such as gift-giving, family gatherings, and religious observances. It commemorates the birth of Jesus Christ but has become a global holiday celebrated in various ways.
Are you Planning Around Bank Holidays?
The bank holidays in 2025 provide valuable time for employees, students, and families to relax and honor American traditions. However, as banks and financial institutions close on these dates, it’s wise to plan transactions, travel, and major activities accordingly.
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